The Pradhan Mantri Awas Yojana (PMAY) is a flagship housing scheme launched by the Government of India in 2015 to provide affordable housing to the economically weaker sections, low-income groups, and middle-income groups across rural and urban areas. With a vision of "Housing for All," the scheme aims to construct millions of pucca houses with basic amenities by December 2025, recently extended from its earlier 2024 deadline.
Why Was PMAY Introduced?
PMAY was launched to address the housing crisis faced by millions of Indians living in kutcha houses or without shelter. It has two components:
PMAY-Gramin (PMAY-G): Targets rural households, aiming to build 2.95 crore pucca houses by March 2025.
PMAY-Urban (PMAY-U): Focuses on urban poor, with a goal of constructing 1.12 crore houses by December 2025.
The scheme provides financial assistance, such as subsidies of up to ₹1.20 lakh (plains) or ₹1.30 lakh (hilly areas) for PMAY-G, and interest subsidies of up to 6.5% on home loans under the Credit Linked Subsidy Scheme (CLSS) for PMAY-U.
Who Can Benefit from PMAY?
PMAY-G (Gramin) Eligibility
Residence: Must live in a rural area and not own a pucca house.
Income: Annual household income should not exceed ₹3 lakh.
Socio-Economic Category: Priority for BPL families, SC/ST, OBC, minorities, or female-headed households.
Land Ownership: Should not own more than 0.05 acres of land.
Housing Assistance: Must not have benefited from other housing schemes.
PMAY-U (Urban) Eligibility
Income Groups:
EWS: Up to ₹3 lakh annually.
LIG: ₹3-6 lakh annually.
MIG: ₹6-18 lakh annually.
Housing Status: Must not own a pucca house or have availed other housing scheme benefits.
How to Check and Download the PMAY Beneficiary List
PMAY-G (Gramin)
Visit the Official Website: Go to pmayg.nic.in.
Navigate to Beneficiary Section: Click “Stakeholders” > “IAY/PMAYG Beneficiary”.
Enter Details:
Use your registration number or select “Advanced Search” to enter State, District, Block, Panchayat, Name, or BPL number.
Click “Search”.
Download the List:
Go to “Awaassoft” > “Report” on pmayg.nic.in.
Redirect to rhreporting.nic.in.
Select “Beneficiary Details for Verification” under “Social Audit Reports”.
Choose State, District, Block, Village, and “Pradhan Mantri Awas Yojana”.
Enter captcha and click “Submit”.
Download in Excel or PDF format.
PMAY-U (Urban)
Visit the Official Website: Go to pmaymis.gov.in.
Search Beneficiary: Click “Search Beneficiary” > “Search by Name” or “Search by Aadhaar Number”.
Download the List: Use the “PMAY Progress” section to filter by state or city and download in PDF/Excel.
State-Wise Links
Direct state-wise links are not available. Use pmayg.nic.in or pmaymis.gov.in and filter by state. For West Bengal, check banglaawasyojana.com.
Recent Updates
Deadline extended to December 2025.
8.21 lakh houses allocated in January 2025.
PMAY-U 2.0 launched with a ₹10 lakh crore budget.
Conclusion
Checking the PMAY beneficiary list is straightforward with the right steps. Use official portals, verify your details, and contact CSCs or helplines (011-23060484 for PMAY-U) for assistance.